Spending in Madinah: all activities

Card spending in Madinah (المدينة المنورة) across 30 activities, from the point-of-sale statistics published by Saudi Central Bank (SAMA), monthly since January 2024 (Jumada al-Akhirah – Rajab 1445 AH). Official figures · match SAMA's published figures within rounding Coverage: cards only, ~57% of personal spending

Card spending in Madinah · week 13–19 September 2026 · 2–8 Rabi' al-Akhir 1448 AH

487.3 SAR million

+4.5% against the same week last year · rank 5 of 60 cities · 3.8% of Saudi Arabia's spending this week

What this means for your decisionLast 3 months: Madinah +4.7% against +6.0% for Saudi Arabia, so the market here is growing more slowly than Saudi Arabia. Compare your shop's growth with your city's growth, not with Saudi Arabia's: if it is slower than the city, the gap comes from the shop, not the market.

SAR million per week · oldest on the left, newest on the right (in amber) · axis: Gregorian month, then Hijri month (Umm al-Qura). Highest week 737.7, lowest 435.6.

Source: Saudi Central Bank (SAMA), weekly point-of-sale bulletins (value of transactions), latest published week 13–19 September 2026 · 2–8 Rabi' al-Akhir 1448 AH. Attributed to SAMA; the analysis is ours.

Last 12 months to August 2026 (Safar – Rabi' al-Awwal 1448 AH)

29,425SAR million, all spending · +4.7% in the last 3 months against last year · SAMA

20,845SAR per person per year: 12 months of spending ÷ 2022 Census population (General Authority for Statistics (GASTAT))

1,411,599population · 2022 Census (General Authority for Statistics (GASTAT))

Transactions in the same week

9.0million transactions · +5.8% against the same week last year

54.3SAR average transaction value (value ÷ number) · −1.2% against the same week last year

This week in the Spending Index newsletter, issue 2: what changed and why

Data coverage: these figures are card payments (point of sale) only: about 57% of personal spending in 2025; the rest is cash and does not appear here. Part of the growth is a shift from cash to cards, not new demand: in 2025, card payments in Saudi Arabia grew +5.8%, but including cash withdrawals the growth is +1.9%. Read the figures as a trend and a comparison between cities and activities, not as an absolute market size.

Interactive analysis for Madinah(Arabic)

Activities ranked

Each activity by its spending over the last 12 months to August 2026 (Safar – Rabi' al-Awwal 1448 AH), its growth over the last 3 months against the same months a year earlier, and its share of the city's spending. Source: SAMA (point of sale).

#	Activity	12 months, SAR million	3 months vs last year	Share of city
01	Groceries and food	4,604	+16.0%	15.6%
02	Other	4,568	+1.3%	15.5%
03	Restaurants and cafés	3,241	+5.2%	11.0%
04	Clothing and footwear	2,645	+32.2%	9.0%
05	Hotels	2,111	+21.9%	7.2%
06	Fuel stations	2,073	+0.8%	7.0%
07	Transport	1,682	+0.1%	5.7%
08	Jewellery	1,631	+54.7%	5.5%
09	Health	1,482	−12.8%	5.0%
10	Professional services	1,385	−40.6%	4.7%
11	Furniture and furnishings	919	−3.4%	3.1%
12	Medical services	895	+18.6%	3.0%
13	Vehicle trade	838	−14.1%	2.8%
14	Recreation and culture	729	−8.0%	2.5%
15	Building materials	680	−3.3%	2.3%
16	Bakeries and sweets	547	+14.3%	1.9%
17	Recreation	443	−10.0%	1.5%
18	Education	396	+9.7%	1.3%
19	Vehicle maintenance	381	+40.3%	1.3%
20	Pharmacies	371	−50.5%	1.3%
21	Electronics	324	−2.0%	1.1%
22	Books and stationery	287	−4.9%	1.0%
23	Telecommunications	226	+21.2%	0.8%
24	Personal care	216	+5.5%	0.7%
25	Car rental	178	+3.5%	0.6%
26	Freight and courier	122	+13.4%	0.4%
27	Public utilities	100	+37.4%	0.3%
28	Airlines	82	+4.5%	0.3%
29	Laundries	82	−1.0%	0.3%
30	Other transport	82	−5.3%	0.3%

Detailed pages

Restaurants and cafés in Madinah Groceries and food in Madinah Bakeries and sweets in Madinah Total spending in Madinah

Growth is measured against the same months of the previous year. Part of the growth in card payments is a shift from cash, not new demand. A business decision needs a field visit and your own figures.

More cities: all cities.