Spending in Safwa: all activities

Card spending in Safwa (صفوى) across 30 activities, from the point-of-sale statistics published by Saudi Central Bank (SAMA), monthly since January 2024 (Jumada al-Akhirah – Rajab 1445 AH). Official figures · match SAMA's published figures within rounding Coverage: cards only, ~57% of personal spending

Card spending in Safwa · week 13–19 September 2026 · 2–8 Rabi' al-Akhir 1448 AH

10.6 SAR million

−6.7% against the same week last year · rank 57 of 60 cities · 0.1% of Saudi Arabia's spending this week

What this means for your decisionLast 3 months: Safwa −6.2% against +6.0% for Saudi Arabia, so the market here is declining while Saudi Arabia grows. Compare your shop's growth with your city's growth, not with Saudi Arabia's: if it is slower than the city, the gap comes from the shop, not the market.

SAR million per week · oldest on the left, newest on the right (in amber) · axis: Gregorian month, then Hijri month (Umm al-Qura). Highest week 13.9, lowest 8.7.

Source: Saudi Central Bank (SAMA), weekly point-of-sale bulletins (value of transactions), latest published week 13–19 September 2026 · 2–8 Rabi' al-Akhir 1448 AH. Attributed to SAMA; the analysis is ours.

Last 12 months to August 2026 (Safar – Rabi' al-Awwal 1448 AH)

607SAR million, all spending · −6.2% in the last 3 months against last year · SAMA

13,287SAR per person per year: 12 months of spending ÷ 2022 Census population (General Authority for Statistics (GASTAT))

45,676population · 2022 Census (General Authority for Statistics (GASTAT))

Transactions in the same week

0.3million transactions · −1.4% against the same week last year

39.2SAR average transaction value (value ÷ number) · −5.4% against the same week last year

This week in the Spending Index newsletter, issue 2: what changed and why

Data coverage: these figures are card payments (point of sale) only: about 57% of personal spending in 2025; the rest is cash and does not appear here. Part of the growth is a shift from cash to cards, not new demand: in 2025, card payments in Saudi Arabia grew +5.8%, but including cash withdrawals the growth is +1.9%. Read the figures as a trend and a comparison between cities and activities, not as an absolute market size.

Interactive analysis for Safwa(Arabic)

Activities ranked

Each activity by its spending over the last 12 months to August 2026 (Safar – Rabi' al-Awwal 1448 AH), its growth over the last 3 months against the same months a year earlier, and its share of the city's spending. Source: SAMA (point of sale).

#	Activity	12 months, SAR million	3 months vs last year	Share of city
01	Groceries and food	135	−13.0%	22.3%
02	Restaurants and cafés	118	+12.7%	19.4%
03	Other	85	+11.6%	14.0%
04	Fuel stations	83	−23.6%	13.6%
05	Health	42	−31.4%	6.9%
06	Professional services	22	−51.6%	3.7%
07	Clothing and footwear	22	+31.9%	3.6%
08	Transport	22	+13.1%	3.6%
09	Bakeries and sweets	19	+26.9%	3.1%
10	Medical services	17	−5.4%	2.8%
11	Personal care	14	+3.6%	2.3%
12	Building materials	13	+37.9%	2.1%
13	Furniture and furnishings	12	+44.1%	2.0%
14	Recreation and culture	11	+0.5%	1.9%
15	Pharmacies	11	−67.2%	1.8%
16	Vehicle maintenance	10	+6.1%	1.7%
17	Recreation	8	−1.9%	1.3%
18	Vehicle trade	8	−3.2%	1.3%
19	Electronics	7	−18.4%	1.2%
20	Laundries	6	−21.2%	1.0%
21	Telecommunications	4	+43.0%	0.7%
22	Education	4	+14.6%	0.6%
23	Books and stationery	3	+6.8%	0.5%
24	Airlines	3	+88.9%	0.5%
25	Public utilities	2	−73.9%	0.3%
26	Jewellery	1	−20.8%	0.1%
27	Car rental	0	−16.5%	0.1%
28	Other transport	0	+1.6%	0.0%

Detailed pages

Restaurants and cafés in Safwa Groceries and food in Safwa Bakeries and sweets in Safwa Total spending in Safwa

Growth is measured against the same months of the previous year. Part of the growth in card payments is a shift from cash, not new demand. A business decision needs a field visit and your own figures.

More cities: all cities.