Spending in Al-Kharj: all activities

Card spending in Al-Kharj (الخرج) across 30 activities, from the point-of-sale statistics published by Saudi Central Bank (SAMA), monthly since January 2024 (Jumada al-Akhirah – Rajab 1445 AH). Official figures · match SAMA's published figures within rounding Coverage: cards only, ~57% of personal spending

Card spending in Al-Kharj · week 13–19 September 2026 · 2–8 Rabi' al-Akhir 1448 AH

114.5 SAR million

+5.3% against the same week last year · rank 18 of 60 cities · 0.9% of Saudi Arabia's spending this week

What this means for your decisionLast 3 months: Al-Kharj +6.2% against +6.0% for Saudi Arabia, so the market here is growing at about the pace of Saudi Arabia. Compare your shop's growth with your city's growth, not with Saudi Arabia's: if it is slower than the city, the gap comes from the shop, not the market.

SAR million per week · oldest on the left, newest on the right (in amber) · axis: Gregorian month, then Hijri month (Umm al-Qura). Highest week 160.1, lowest 101.5.

Source: Saudi Central Bank (SAMA), weekly point-of-sale bulletins (value of transactions), latest published week 13–19 September 2026 · 2–8 Rabi' al-Akhir 1448 AH. Attributed to SAMA; the analysis is ours.

Last 12 months to August 2026 (Safar – Rabi' al-Awwal 1448 AH)

6,506SAR million, all spending · +6.2% in the last 3 months against last year · SAMA

22,021SAR per person per year: 12 months of spending ÷ 2022 Census population (General Authority for Statistics (GASTAT))

295,462population · 2022 Census (General Authority for Statistics (GASTAT))

Transactions in the same week

2.5million transactions · +8.3% against the same week last year

45.0SAR average transaction value (value ÷ number) · −2.7% against the same week last year

This week in the Spending Index newsletter, issue 2: what changed and why

Data coverage: these figures are card payments (point of sale) only: about 57% of personal spending in 2025; the rest is cash and does not appear here. Part of the growth is a shift from cash to cards, not new demand: in 2025, card payments in Saudi Arabia grew +5.8%, but including cash withdrawals the growth is +1.9%. Read the figures as a trend and a comparison between cities and activities, not as an absolute market size.

Interactive analysis for Al-Kharj(Arabic)

Activities ranked

Each activity by its spending over the last 12 months to August 2026 (Safar – Rabi' al-Awwal 1448 AH), its growth over the last 3 months against the same months a year earlier, and its share of the city's spending. Source: SAMA (point of sale).

#	Activity	12 months, SAR million	3 months vs last year	Share of city
01	Groceries and food	1,445	+22.0%	22.2%
02	Other	924	+0.2%	14.2%
03	Restaurants and cafés	826	+9.6%	12.7%
04	Fuel stations	471	+8.5%	7.2%
05	Health	459	+4.2%	7.1%
06	Clothing and footwear	454	+5.5%	7.0%
07	Transport	443	+4.6%	6.8%
08	Professional services	375	−26.9%	5.8%
09	Vehicle trade	229	+23.0%	3.5%
10	Medical services	200	+37.5%	3.1%
11	Furniture and furnishings	196	−14.9%	3.0%
12	Pharmacies	194	−21.2%	3.0%
13	Bakeries and sweets	161	−14.7%	2.5%
14	Building materials	153	+15.5%	2.4%
15	Jewellery	144	+75.4%	2.2%
16	Recreation and culture	137	−0.4%	2.1%
17	Vehicle maintenance	98	−0.6%	1.5%
18	Telecommunications	90	+10.0%	1.4%
19	Books and stationery	78	−4.7%	1.2%
20	Education	70	+20.0%	1.1%
21	Personal care	66	+14.3%	1.0%
22	Recreation	59	+5.8%	0.9%
23	Public utilities	55	+50.6%	0.8%
24	Electronics	52	+0.5%	0.8%
25	Laundries	32	−10.9%	0.5%
26	Car rental	31	−27.1%	0.5%
27	Airlines	31	+40.6%	0.5%
28	Freight and courier	30	−53.0%	0.5%
29	Other transport	24	−11.3%	0.4%
30	Hotels	20	−5.4%	0.3%

Detailed pages

Restaurants and cafés in Al-Kharj Groceries and food in Al-Kharj Bakeries and sweets in Al-Kharj Total spending in Al-Kharj

Growth is measured against the same months of the previous year. Part of the growth in card payments is a shift from cash, not new demand. A business decision needs a field visit and your own figures.

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